Shipping Policy

Turnaround
All orders are shipped within 72  hours Monday - Friday 8am - 5pm.

Carriers
We use the following carriers to deliver our orders:
USPS
UPS
FedEx
DHL

Order Tracking
If a tracking # is provided by the shipping carrier, we will update your order with the tracking information. Please note that some orders using 1st Class USPS mail will not have tracking numbers.

Shipping Rates
The rate charged for the shipping of your products is $5.98 per order. Before the final checkout page you will be shown what the cost of shipping will be, and you will have a chance to not place your order if you decide not to.

Back Orders
If an item goes on back order we will ship you the part of your order that is in stock. When the item becomes available we will ship you the rest of your order. You will not be charged any additional shipping and handling for the second shipment.

Returns, Refunds and Exchanges Policy

How To Return An Item
Your item must be in its original unused condition to be returned, unless there is a manufacturer defect. Your must return the item within 30 days of your purchase.

1. Please email This e-mail address is being protected from spambots. You need JavaScript enabled to view it to request a refund and we will assign you a tracking #.
2. Mail your returned item to:
     MortgageEducators
     Returns Department Tracking #
     7070 S. Union Park Center, Ste #220
     Midvale, Utah 84047
3. Include in your package a signed letter stating the reason for your return and the original receipt.

Return Exceptions
Merchandise that has been worn, used, or altered will not be accepted for return or exchange.

Restocking Fee
All items are subject to a 10% restocking fee, this will be deducted from your refund. We also do not refund the original shipping and handling that you paid on the order.

Exchanges
If your order item is in like new condition, you may exchange your order item for a different item of your choice. You will not be subject to a restocking fee in this case, but you still will have to pay return shipping and the difference in value if any.